Your everyday card,
without borders.

Shop in Tokyo, tip in Berlin, grab coffee in Buenos Aires. Your card keeps up — and earns you back up to 15% every time.

App Store Google Play 500,000+ downloads
1,000,000+
Users globally
170+
Countries supported
$2.4B+
Processed

As seen in

// GET STARTED IN MINUTES

Three steps to
financial freedom.

Open a free account

Sign up in under 2 minutes. No paperwork, no bank branch. Just your phone and your email.

Order your card

Choose virtual for instant access or a premium metal card shipped anywhere in the world.

Earn every time you spend

Coming Soon

Get 3% to 15% cashback on every purchase, automatically credited to your account. No categories, no limits.

// YOUR CARD, YOUR CHOICE

Virtual or physical,
we have you covered.

INSTANT ACCESS

Virtual debit cards

Create unlimited virtual cards in seconds. Freeze, delete, and create new ones anytime. Perfect for subscriptions and online shopping.

  • Instant issuance — no waiting
  • Apple Pay & Google Pay ready
  • Unique number per card for privacy
  • Freeze or delete in one tap
PREMIUM

The metal card

Brushed dark titanium. Contactless. Globally accepted. Carry the card that matches your ambition.

  • Brushed dark titanium finish
  • Contactless + chip + magnetic stripe
  • Worldwide Visa acceptance
  • Custom engraving (your name)
Order your card now →

// BUILT FOR HOW YOU ACTUALLY LIVE

Everything you need.
Nothing you don't.

Daily spending limits

Set daily card spending limits from inside the app. Lock your card to a maximum, no matter what happens. Your stability, guaranteed.

Daily limit $500 / day

Earn up to 5.50% APY

Grow your money while it sits. Interest accrued daily, paid monthly. Variable rate, always transparent.

↑ 5.50% APY

Accepted in 170+ countries

Shop in Tokyo, pay bills in Berlin, grab dinner in Buenos Aires. Your card just works, wherever you are.

18+ currencies at checkout

Pay in the local currency automatically. We handle the conversion at interbank rates — no hidden spreads.

$ USD local rate

Top up instantly

Fund your card with USDC, USDT, ETH, BTC, or bank transfer. Funds available the moment they arrive.

No monthly fees

No maintenance fees, no minimum balance, no foreign transaction fees on card purchases. What you see is what you get.

Traditional bank $14.99/mo + 3% FX
ether.fi $0

// REWARDS

3% to 15%
cashback.
On everything.

Others hide their rewards behind categories and fine print. ether.fi gives you cashback on every purchase, every time. The more you use it, the more you earn.

  • 3% base cashback — no requirements
  • Up to 15% at partner merchants
  • Instantly credited to your balance
  • Withdraw or spend your rewards immediately
See cashback rates →

// IRONCLAD SECURITY

A new standard of
financial protection.

With ether.fi, you step into a new class of financial security — where advanced, purpose-driven safeguards and a dedicated team of fraud experts work around the clock to keep every account safe.

Military-grade encryption

256-bit AES encryption on all data at rest and in transit.

Real-time fraud monitoring

24/7 automated and human fraud detection across every transaction.

Biometric authentication

Face ID, Touch ID, and device-level security required for every login.

Instant card controls

Freeze, unfreeze, or permanently cancel your card in one tap, anytime.

SOC 2 Type II PCI DSS Compliant GDPR Compliant ISO 27001 Regulated & Licensed

// TRUSTED WORLDWIDE

Built for people who move.
Trusted by people who build.

A
@adriana_m
🇧🇷 Brazil
"I've been using ether.fi for 6 months traveling South America. It just works everywhere, and the cashback adds up fast."
T
@thomasw
🇩🇪 Germany
"Finally a card I can top up with USDC and spend like a normal card. No explaining crypto to the barista."
P
@priya_k
🇮🇳 India
"The metal card is genuinely beautiful. And the security features give me more peace of mind than my actual bank."
J
@jk_nomad
🇵🇭 Philippines
"Replaced Wise and Revolut. The cashback alone saves me more than both their subscription fees combined."
C
@carlos_dev
🇲🇽 Mexico
"I get paid in USDC for freelance work. ether.fi means I can spend it directly without a single conversion step."
A
@amira_f
🇦🇪 UAE
"Used it for 3 months in Dubai, London, and Tokyo. Not a single declined transaction. Incredible."
N
@niko_b
🇬🇷 Greece
"The daily spending limits feature is underrated. I use it to enforce my own budget. Feels like having a CFO in my pocket."
L
@lena_web3
🇳🇱 Netherlands
"5.50% APY on my idle balance while I'm out spending. This should be illegal."
1,000,000+

Join the 1,000,000+ people using ether.fi globally.

Download our app.
Start spending smarter.

Free to download. No credit check. No minimum balance.